Who would not want to spend their retirement years free from work-related stress? We all assume and expect that the word “retirement”, after all, means reaping the many years of diligently working through adulthood, often after finishing college and going through odd jobs. But it seems, that is not

What if your air-conditioner suddenly decided to give up its ghost? Do you resurrect it (replace it with a new functioning unit) using a credit card and then scrimp on your meals for half a year in order to cover the cost of enjoying a cool summer and a warm winter? Small and big accidents can

What kind of saver are you? Lazy or go-getter? For those who are lazy, automate your finances and do a regular evaluation. But to motivate yourself to really save, you need to trick your mind through some form of psychological self-manipulation. This is because saving, whether for college, summer

Like eating a healthy diet, maintaining a well-planned budget is generally more of a wish rather than a reality. This is because planning and keeping to a strict budget entails a lot of work -- so does counting calories and hunting for and preparing organic and nutritious food. Balancing your

Some things you can easily neglect or forget without causing any harm, such as what the last two answers are in the crossword puzzle today; but you cannot do that to a debt. Debt stays like a recurring nightmare in the night, haunting us and chasing us like Mr. Anderson in a Matrix world, charging